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Credit Manager

4.00 to 5.00 Years   Patna   28 Mar, 2019
VRB Hire Tech Globe Solutions Private Limited Hiring For VRB Hire Tech Globe Solutions Private Limited
Job LocationPatna
EducationNot Mentioned
SalaryRs 3.0 - 5 Lakh/Yr
Industryanking / Financial Services
Functional AreaSales / BD
EmploymentTypeFull-time

Job Description

We have urgent requirement forProfile- Credit ManagerLocation- PatnaExp-5+ years in Credit AppraisalJOB DESCRIPTIONRoles & Responsibilty

  • Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements, Assessing eligibility.
  • Customer Interaction to understand needs, finds solutions within the product range available.
  • Calculation of Net Present Values of maturing assets using excel sheets or programs.
  • Knowledge of basic legal documentation involved in an acquisition of a home.
  • Knowledge of technical fundamentals involved in an acquisition of a home.
  • Cash flow method of assessment of NRI Loans, Ability to assess a Self Employed Loan.
Supervision of all the activities done by Non-sales Staff / coordinators:-
  • Sanctioning :- File processing by coordinator within the time, Customer Calling, Query resolving, File login, Faster Sanction, Keeping a check on TAT for Login & Sanction., Checking the Quality of Calls to Customers & Processing by coordinators.
  • Disbursement: - Customer calling after Sanction of Case, Disbursement Follow-up with Customer & Sales force, and Technical Updation for Disbursement, Resolving Legal Queries, and Fixing of Disbursement, Keeping a Check on TAT of Legal Updation, Technical Updation, and Disbursement Fixing.
  • Project Approval Creation of Property No, Query Resolving, Builder Appointment, Project Approval, Keeping a Check on TAT of Project Approval.
  • LMS Timely Updation of Leads into LMS, Proper Follow-up on the next scheduled action date, Auditing of Leads, feedback & status.
Skills
  • Effective communication skills
  • Analytical & managerial abilities
  • Must be an MBA or CA (finance or banking background preferred)
  • Experience in the credit assessment field from home loan industry
  • Solution orientation, ability to work under time pressure
  • Good organization skills
  • Positive attitude
Interested candidate may apply forThanks & RegardsSABA SHAMIM8447220195

Keyskills :
financesalesappraisalreditmanagercreditsalesexecutivecredit

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