Micro Loan Officer

0.00 to 1.00 Years Patna 21 Sep, 2019

PRERANA EDUCATIONAL INSTITUTION & CONSULTANCY

Job Location	Patna
Education	Not Mentioned
Salary	Rs 1.0 - 1.5 Lakh/Yr
Industry	Banking / Financial Services
Functional Area	Sales / BDMarketing / Communication
EmploymentType	Full-time

Job Description

Duties and responsibilities:

Starting business in a new village

Village identification within the radius
Feasibility study of the village based on demographics, activities and financial needs of the customers
Assist the MC-IC in making the village approval

Sourcing of business

Identification of customers and forming of Joint Liability Groups
Filling up of the application form
Verification of the residence and business of the customer
KYC verification
Pre-disbursement training
Visiting potential customers in order to develop business

Disbursements

Collection of KYC documents
Assisting the MC-IC for disbursement activity completion
Loan documentation

Collection of current dues

Collect the collection sheets and stickers from MC-IC
Group-wise collection as per scheduled time by following the process
Deposit of collection money
MERC entry

Collection of over dues

Follow up with the customers with updated data report of assigned portfolio
Collection of money as per process
Depositing the money in bank
MERC entry
Assist the MC-IC in initiating action against the defaulters

Keyskills :
sales marketing collections oansales loandocuments loancompliance thirdpartycollections

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Micro Loan Officer

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