Quality Control Underwriter

Job Description

About the Company :ARAs client is a leading IT solutions provider, offering Applications, Business Process Outsourcing (BPO) and Infrastructure services globally through a combination of technology knowhow, domain, and process expertise. The accolades it has been garnering can be attributed to their undeterred focus in delivering quality solutions across verticals that meet the challenging requirements of their esteemed customers. It has been recently felicitated by the Economic Times as the most distinguished digital company 2015. They have also been ranked 29 of 100 largest financial technology vendors by American Banker and BAI in the FinTech Forward Top 100 rankings. It is a leading IT solutions provider, offering Applications, Business Process Outsourcing (BPO) and Infrastructure services globally through a combination of technology knowhow, domain, and process expertise. The accolades has been garnering can be attributed to their undeterred focus in delivering quality solutions across verticals that meet the challenging requirements of their esteemed customers. It has been recently felicitated by the Economic Times as the most distinguished digital company 2015. They have also been ranked 29 of 100 largest financial technology vendors by American Banker and BAI in the FinTech Forward Top 100 rankings.The Role:We are seeking an experienced and detail-oriented Quality Analyst with expertise in mortgage underwriting to join our team. The ideal candidate will have a strong background in mortgage industry quality control processes, including initial and final underwriting, regulatory compliance, and error analysis. This position requires excellent organizational skills, attention to detail, and the ability to adapt to a fast-paced, evolving work environment. Flexibility to work in rotational shifts, including U.S. night shifts, is requiredKey Responsibilities:
• Loan File Review
• Evaluate mortgage loan files completed by internal staff to ensure accuracy and compliance with regulatory standards.
• Conduct quality control reviews for both initial and final underwriting processes.
• Quality Assurance and Compliance
• Ensure adherence to quality control policies, procedures, and scopes of work, particularly in underwriting.
• Identify and escalate red flags in loan files to leadership for corrective action.
• Error Trend Analysis and Reporting
• Analyze errors and develop detailed trend reports to identify recurring issues.
• Collaborate with leadership to create and implement action plans to improve overall quality control scores.
• Training and Coaching
• Provide feedback, coaching, and training to team members to address errors and improve performance.
• Act as a subject matter expert (SME) for team members and ensure compliance with all relevant standards.
Skills Required:
• Attention to Detail: Ensure all information is accurate and complete
• Organizational Skills: Manage multiple loan files and tasks and be able to adapt to constant modification of the workflow
• Communication Skills: Must demonstrate impeccable written and verbal communication skills
• Time Management Skills: Able to manage time effectively in a fast-paced environment with emphasis on quality
• Analytical Skills: Able to interpret policies and guidelines and problem solve while analyzing customer and loan documentation
• Computer Proficiency: Proficient use of quality control software and tools, and navigation in a paperless environment through multiple systems and applications with ease
Qualifications & Experience:
• Minimum 5 years in the mortgage industry, with at least 2 years of quality control experience.
• Demonstrated expertise in underwriting and quality assessment of conventional and conforming loans.
• Any Graduate preferably in commerce

Keyskills :
quality controlus mortgagequality assuranceend to end underwritinglive underwriting