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RM Luharuka_Pune

2.00 to 5.00 Years   Pune   08 Jul, 2024
Obox HR Solutions
Job LocationPune
EducationNot Mentioned
SalaryRs 2.0 - 4.0 Lakh/Yr
IndustryNBFC ( Non Banking Financial Services )
Functional AreaSales / BD
EmploymentTypeFull-time

Job Description

    Non Banking Finance Company whos primary focus is providing inter corporate loans, personal loans, loans against shares & securities, loans against properties, Mortgage Loans, Auto / Home Loans, trade financing, bills discounting, trading in shares & securities.Specialities:Working Capital, SME loans, Loan against propertyPosition:Relationship Officer/Relation Manager - Micro LAP / Small Business Loans SecuredResidence Location preferred:PuneExperience:Minimum 3-5 years in Micro LAP / Small Business Loans SecuredMajor Products:SME Loans, Working Capital, Home Loans.Working Days:Mon - SatWorking Time: 10 AM 7 PMAs a Relationship Officer specializing in Micro LAP / Small Business Loans - Secured, you will play a crucial role in expanding our business and maintaining strong relationships with customers. Your primary focus will be on promoting Micro LAP / Small Business Loans - Secured products in the local geographies. Additionally, you will leverage your experience to strengthen our DSA (Direct Selling Agent) and Business Connector network.Key Responsibilities:Business Origination:Identify and explore opportunities to promote Micro LAP / Small Business Loans - Secured in the local market.Achieve business targets by acquiring new customers and increasing the loan portfolioCustomer Relationship Management:Build and maintain strong relationships with existing and potential customers.Provide personalized assistance to clients, addressing their queries and concerns promptly.DSA / Business Connector Network Management:Develop and manage a robust DSA and Connector network for efficient lead generation and business growth.Train and educate DSAs on the companys products, policies, technology and processes.Loan Processing:Facilitate the loan application process from initiation to closure, ensuring compliance with company policies and regulatory requirements.Collaborate with internal teams for smooth documentation and disbursement processes.Market Research:Stay updated on market trends, competitors, and regulatory changes affecting the Micro LAP / Small Business Loans - Secured segment.Provide insights to the management for product enhancements and strategy development.Reporting:Generate regular reports on business performance, DSA activities, and market feedback.Present findings to the management for strategic decision-making.Compliance and Risk Management:Ensure adherence to regulatory guidelines and company policies.Identify and mitigate potential risks associated with loan applications.Qualification:Bachelors degree in finance, business, or related field.Minimum of 3 years of experience in a similar role in an NBFC.Proven track record in achieving and exceeding sales targets.In-depth knowledge of Micro LAP / Small Business Loans - Secured products.Strong understanding of local market dynamics.Good communication and interpersonal skills.Ability to lead and motivate a team of DSAs / ConnectorsInterested candidates please share your profiles toneha@oboxhr.com

Keyskills :
salesrelationship managementrelationship officer

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