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UNDER WRITERS & SR. UNDERWRITERS

Fresher   Pune, Chennai   28 Jul, 2025
Job LocationPune, Chennai
EducationNot Mentioned
SalaryNot Disclosed
IndustryBPO / Call Center
Functional AreaCustomer Service (International)
EmploymentTypeFull-time

Job Description

    UNDER WRITERS & SR. UNDERWRITERS - 6 to 12 Lakhs
    • Key skills : Underwriting, US mortgage
    • US Residential Mortgage Pref.
    • Qual. :- Graduates / UG / MBA / Post Grad.
    • Experience :- 2 to 8 Years
    • Job Location :- Chennai / Pune
    • Notice Period :- 1 Month
    • SHIFT :- 5.30 to 3.30 am
    • Remuneration :- Upto 12 Lakhs
    Position Overview Well versed with FNMA. FHLMC, knowledge of GNMA and investorguidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denialdecision Complete review of credit report to verify trade lines, derogatory accounts,public records and credit reconciliation Thorough income calculation Salaried income, business income, retiredother income and rental income Complete review of Collateral and property valuation Assets verification include borrowers bank account statement, retirementaccounts, mutual funds and other investments. Credit analysis based on borrowers Income, Asset, Liability and Collateral(4C of Underwriting) to determine the credit worthiness of a customer Validating and processing the Loan documents on behalf a Mortgage lenderorganization. Evaluating evidence of borrowers willingness and ability to repay theobligationAbout you: Minimum 2 years of Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Exposure of Underwriting processes && guidelines. Analysis and Calculation of qualifying income from Salaried various taxdocuments such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc.--------------------------------------------------------------------------------------------------------------- Contact RAJ @ hidden_mobile / Email Resume @ hidden_emailNOTE :- KINDLY FORWARD THIS TO ALL YOUR FRIENDS && GROUPS.BEST WISHES - TEAM PERSONAL NETWORK

Keyskills :
underwritingreview of collateral property valuationincome calculationevaluate complete loan documents

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