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Credit Manager

5.00 to 10.00 Years   Raipur   19 Mar, 2019
Job LocationRaipur
EducationNot Mentioned
SalaryNot Disclosed
IndustryBanking / Financial Services
Functional Areainance / Accounts / Tax
EmploymentTypeFull-time

Job Description

Greeting from IIFLRole-Credit ManagerDesignation-Credit ManagerLocation-Mumbai / Thane.Reporting To State HeadCTC Range- 6 lacs 8 lacsRole Description:1) Underwriting working capital & term loan, Business Loans, Personal loans proposals for SME & in accordance with the underwriting policies & guidelines. Having experience across segments like Channel Finance & MID - Corporate business, etc.2) Financial Analysis of the balance sheets given for last 4/5 years to be done along with Key ratio analysis3) Ability to comprehend risk inherent to customer business4) Flair for numbers and an ability to understand processes, read balance sheets and understand customer business models.5) Training the CPA team to prepare CAM and eligibility sheets as per assessment criteria and policy conditions6) Monitor the performance (TAT as well Quality) of key vendors & valuers and legal agencies recommend for empanelment of any new vendors in case of deficiency with current agencies7) Systematic & Meticulous and Ability to perform under pressure. Good analytical & logical abilities and Good communication8) Ability to work in teams internally and also build good relationships with customers9) Demonstrate core company values, including high integrity and ethicsTraining the Sales team on the product and polices.Job Specification:1) Credit Underwriting experience in SME/Mortgage/Personal loans products2) Strong Communication & negotiation skill3) Work experience 5 to 10 years

Keyskills :
trainingreadappraisalpersonalcommunicationsaleslegalriskauditnegotiationfinancetaxationunderwritinganalysiscreditmanagerfinancialloansoperationsmanagementcreditunderwiting

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