Regional Manager - Credit Operations, Branch Credit - Consumer

Job Description

Regional Manager - Credit Operations, Branch Credit - Consumer Location SHIMLABusiness/Function Not SpecifiedBand E06Job Reference * JR00031066Job Summary * Regional Manager - Credit Operations, Branch Credit - ConsumerJob Purpose ---Job Duties & Key Responsibilities * Duties and Responsibilities - - Responsible for credit appraisal and monitoring for the region. - Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the region assigned. - Analyzing the portfolio health and risk involved in particular segment of assets & profile and giving timely feedback to sales team. - Ensuring portfolio quality is maintained at the highest standards and delinquency is under control. - Building and leading a highly effective team. - Striving for continuous improvement in productivity. - Review and upgrade vendor service quality. - Market Research and Feedback for credit policy and new product launch based on market conditions. - Deliver on the goals of customer and employee satisfaction.Required Qualifications and Experience * CA/MBA Finance with 8 - 10 years of relevant experience. Should have worked with reputed Bank/Financial Institution in Consumer Financing in Mortgage/SME business. Must have handled multiple locations and teams.

Keyskills :
credit appraisalmortgageportfoliocredit policyriskcredit operations