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Credit Manager - Leading Non Banking Financial Firm - Trivandrum

4.00 to 9.00 Years   Thiruvanananthapuram   22 Feb, 2025
RightMatch HR Services Pvt Ltd
Job LocationThiruvanananthapuram
EducationNot Mentioned
SalaryNot Disclosed
IndustryBFSI
Functional AreaRisk / Underwriting
EmploymentTypeFull-time

Job Description

    Company: Leading NBFC.Role: Credit ManagerProduct: Personal Loans.Location:Trivandrum.Working Days - 05 DaysReporting - Credit Risk Officer.Purpose of the Job:To support business by ensuring that all credit policies, practices && guidelines are adhered to as per approved policy.Roles & Responsibilities:1. Ensure AP Ref no. if generated as soon as a file is logged in2. Check the CIBIL of every file after login.3. Ensure CPV and TVR is done after CIBIL4. Credit approval of deals as per authorized limits, recommends and forwards to an appropriate authority in case of higher limit, deviation, deferral.5. Provides approval subject to PD and Initiates PD Salaried Credit Managers.6. Undertakes PD as a part of the assessment criteria and policy conditions Self-Employed Credit Managers.7. Take various market references and build touch points for customer reference.8. Check and keep tabs on industry trends, key factors impacting the industry, performance of trade in the local market, and regulatory impact.9. Seek recommendations for appointment of valuers and legal agencies10. Review the performance of the outsourced activities such as CPV, TVR, Legal, and Valuers.Please note: The above-mentioned description is just a gist of the profile. Detailed discussion will happen at the time of the Personal round of discussion.For any further queries kindly email at or call linoshka@rightmatch./ hidden_mobile.

Keyskills :
credit underwritingcredit officercredit underwriter

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