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| Job Location | Bangalore |
| Education | Not Mentioned |
| Salary | Not Disclosed |
| Industry | Management Consulting / Strategy |
| Functional Area | General / Other Software |
| EmploymentType | Full-time |
Job Description Strategic role, to set the company direction for the next 5- 7 yearsResponsible for designing and building the risk and underwriting infrastructure for the most innovative consumer lending platform in IndiaCreation of the risk and underwriting policies, infrastructure, development and deployment of underwriting models, risk decision strategies and fraud detectionBe involved in the full- life- cycle and straddle credit- and non- credit functions (initially)Work closely with Sr. Management team and lending partners in managing Risk/Return of the portfolio, defaults & collectionsRepresent the company to the outside world, including lending partners, board of directors & other strategic alliancesJob Requirements: Must- have: Deep knowledge of scorecards, credit policies and risk management in an unsecured contextExperience in validating and implementing risk models and strategiesAtleast 3- 5 years of experience in using analytics for credit modelingPassion for using data and algorithm to drive underwriting decisionsExtreme comfort with technology and working with engineersPassionate, creative, innovative and looking to work in a fast- paced and collaborative environment.MBA/CA (first attempt) or IIT B.Tech with atleast 8+ years of experience in a retail bank or retail NBFC, Indian or foreignNice- to- have: Knowledge of Data Science & Machine LearningExcellent written & Verbal communication skillsExperience working in a startup, preferably a Fintech startupAbility to influence and drive stake- holdersLooking for experienced candidates who are .As the Head of Risk you will be reporting to the Head Risk, Legal & Compliance and will be responsible for heading a Risk teamResponsible for credit underwriting / analysis / appraisal as well as developing the lending norms / rates / policies for all retail lending products offered. This would include overseeing Risk for products across Business Loans, Vehicle Loans, Personal loans, Mortgages, Loans Against Property, Loans Against Shares, Micro- finance and Agri- loans.You would ensure that the customer portfolio meets the quality measures. You would also manage internal stakeholders in addition to regulators and governing bodies.,
Keyskills :
riskmodels datascience personalloans retaillending businessloans riskmanagement consumerlending creditunderwriting australianequities verbalcommunication set nbfc risk loans fraud oardofdirect ret