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Credit Manager

1.00 to 10.00 Years   Guntur, All India   10 Feb, 2026
Pioneer Auto World guntur pvt ltd
Job LocationGuntur, All India
EducationNot Mentioned
SalaryNot Disclosed
IndustryAutomobile / Auto Ancillaries
Functional AreaNot Mentioned
EmploymentTypeFull-time

Job Description

    As a Credit Analyst in our company, your role involves utilizing your strong financial and analytical acumen. You will be expected to have an in-depth understanding of automobile financing processes and possess knowledge of credit risk assessment tools and CIBIL scoring. Proficiency in MS Excel and credit management systems (CMS) is essential for this position. Your excellent communication, negotiation, and decision-making skills will be crucial in carrying out your responsibilities. Additionally, your integrity, attention to detail, and ability to handle pressure will contribute to your success in this role.**Key Responsibilities:**- Utilize strong financial and analytical acumen in credit assessment processes- Demonstrate in-depth understanding of automobile financing processes- Apply knowledge of credit risk assessment tools and CIBIL scoring- Utilize proficiency in MS Excel and credit management systems (CMS)- Exhibit excellent communication, negotiation, and decision-making skills- Ensure integrity, attention to detail, and ability to handle pressure in all tasks**Qualifications Required:**- Education: Graduate/Postgraduate in Commerce, Finance, Accounting, or MBA (Finance preferred)- Experience: 4-10 years in credit assessment, preferably in automobile finance, NBFCs, or banks- Certifications (optional): Credit Risk Management, Financial Analysis, or similarPlease note that this is a full-time, permanent position located in person. As a Credit Analyst in our company, your role involves utilizing your strong financial and analytical acumen. You will be expected to have an in-depth understanding of automobile financing processes and possess knowledge of credit risk assessment tools and CIBIL scoring. Proficiency in MS Excel and credit management systems (CMS) is essential for this position. Your excellent communication, negotiation, and decision-making skills will be crucial in carrying out your responsibilities. Additionally, your integrity, attention to detail, and ability to handle pressure will contribute to your success in this role.**Key Responsibilities:**- Utilize strong financial and analytical acumen in credit assessment processes- Demonstrate in-depth understanding of automobile financing processes- Apply knowledge of credit risk assessment tools and CIBIL scoring- Utilize proficiency in MS Excel and credit management systems (CMS)- Exhibit excellent communication, negotiation, and decision-making skills- Ensure integrity, attention to detail, and ability to handle pressure in all tasks**Qualifications Required:**- Education: Graduate/Postgraduate in Commerce, Finance, Accounting, or MBA (Finance preferred)- Experience: 4-10 years in credit assessment, preferably in automobile finance, NBFCs, or banks- Certifications (optional): Credit Risk Management, Financial Analysis, or similarPlease note that this is a full-time, permanent position located in person.

Keyskills :
MS Excelcommunication skillsnegotiation skillsintegritypressure handlingfinancial acumenanalytical acumenautomobile financing processescredit risk assessment toolsCIBIL scoringcredit management systemsdecisionmaking skills

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