Credit Analyst - VFS Trkiye

Job Description

Transport is at the core of modern society. Imagine using your expertise to shape sustainable transport and infrastructure solutions for the future If you seek to make a difference on a global scale, working with next-gen technologies and the sharpest collaborative teams, then we could be a perfect match.What you will doAt Volvo Financial Services Trkiye you will contribute to the transformation of our company, the transport industry and society at large. Main responsibilities will be:

• Adhering to credit underwriting policies and procedures while preparing credit files w/RM queries for approvals
• Contributing to development and implementation of scoring models and credit underwriting / feasibility templates
• Making sure use of all required underwriting related documents and information in accordance with respective policies and procedures
• Building high level business relations with respective parties (business partners like customers, VFS Sales)
• Making sure to properly prepare and submit files for Credit Committee approvals on a timely manner and without any mistake
• Performing customer visits to evaluate the management capabilities and credit risk
• Taking an active part in rescheduling talks with overdue customers who request modifications
• Ensure all mid-term reviews and modifications are scheduled and performed on a timely manner with necessary content
• Reaching credit quality and efficiency targets in files defined by the company
• Actively contributing to have a fair workload within the Credit Team

Who are youDo you dream big We do too, and we are excited to grow together. Expectations for this role:

• Holds a BS degree in Finance, Economics, or related disciplines
• Has similar experience gained at banks or other similar financial institutions with a minimum of 3-4 years experience, asset-based finance experience
• Proficient in analyzing financial statements
• Knowledge in credit operations & collateral management
• Has analytical reasoning capability, and can provide efficient response to complex business problems
• Able to handle multiple tasks with strict deadlines
• Efficient user of MS Office applications
• Has efficient communication skills and able to work in multi-cultural environment
• Good command of written and spoken English

We value your data privacy and therefore do not accept applications via mail.Who we are and what we believe inOur focus on Inclusion, Diversity, and Equity allows each of us the opportunity to bring our full authentic self to work and thrive by providing a safe and supportive environment, free of harassment and discrimination. We are committed to removing the barriers to entry, which is why we ask that even if you feel you may not meet every qualification on the job description, please apply and let us decide.Applying to this job offers you the opportunity to join Volvo Group. Every day, across the globe, our trucks, buses, engines, construction equipment, financial services, and solutions make modern life possible. We are almost 100,000 people empowered to shape the future landscape of efficient, safe and sustainable transport solutions. Fulfilling our mission creates countless career opportunities for talents with sharp minds and passion across the groups leading brands and entities.At Volvo Financial Services, we are working together to shape the world we want to live in. As the captive finance arm of the Volvo Group, VFS provides financial services and solutions that meet the needs of our customers evolving business. Through our dedication to innovation, we support society in its adoption of sustainable transport and equipment solutions. VFS is headquartered in Gothenburg, Sweden, and serves Volvo Group customers and dealers in more than 50 markets.Whats in it for youWe offer a solid and competitive package of compensation and benefits, plus you will enjoy a diverse working environment with a culture of care and inclusion. As an investment, we support your personal development and growth to achieve your career aspirations. Volvo Financial Services is an on-site business and we understand that you might need occasional or temporary flexibility, which your leader is equipped to manage and fits well to our culture, as being together enables us to build upon our innovative and collaborative culture, as well as develop you for continued success.Locations - Istanbul, TR, 34771

Keyskills :
credit underwriting policies financial statement analysis credit operations knowledgeanalytical reasoning capability ms office proficiency financial services collateral management credit risk