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Credit Manager - Banking/NBFC

Fresher   Vijayawada, All India   22 Dec, 2025
Job LocationVijayawada, All India
EducationNot Mentioned
SalaryNot Disclosed
IndustryBFSI
Functional AreaNot Mentioned
EmploymentTypeFull-time

Job Description

    As a Credit Manager specializing in Education Loan, your primary role will involve Credit Underwriting and Loan Management. You will be responsible for evaluating borrower risk by analyzing financial statements and credit reports. Your expertise will be crucial in underwriting loan applications as per established credit policies and procedures. Additionally, you will play a key role in recommending loan approval terms such as interest rates and loan limits. It is essential to maintain accurate and up-to-date credit files while staying informed about industry regulations and best practices. Your strong communication skills will be vital in effectively conveying credit-related information.Key Responsibilities:- Proven experience in Credit Underwriting- Specialization in Education Loan or any other loan type- Analyze financial statements and credit reports to assess borrower risk- Underwrite loan applications according to established credit policies and procedures- Recommend loan approval terms, including interest rates and loan limits- Maintain accurate and up-to-date credit files- Stay informed of industry regulations and best practices in creditQualifications Required:- Minimum of 2 years of experience in Credit Management- Proven experience in Credit Underwriting- Specialization in Education Loan or other loan type (a plus)- Strong analytical and problem-solving skills- Excellent communication and interpersonal skills- Proficiency in Microsoft Office SuiteJoin our team and utilize your expertise as a Credit Manager to make a significant impact in the field of Education Loan management. As a Credit Manager specializing in Education Loan, your primary role will involve Credit Underwriting and Loan Management. You will be responsible for evaluating borrower risk by analyzing financial statements and credit reports. Your expertise will be crucial in underwriting loan applications as per established credit policies and procedures. Additionally, you will play a key role in recommending loan approval terms such as interest rates and loan limits. It is essential to maintain accurate and up-to-date credit files while staying informed about industry regulations and best practices. Your strong communication skills will be vital in effectively conveying credit-related information.Key Responsibilities:- Proven experience in Credit Underwriting- Specialization in Education Loan or any other loan type- Analyze financial statements and credit reports to assess borrower risk- Underwrite loan applications according to established credit policies and procedures- Recommend loan approval terms, including interest rates and loan limits- Maintain accurate and up-to-date credit files- Stay informed of industry regulations and best practices in creditQualifications Required:- Minimum of 2 years of experience in Credit Management- Proven experience in Credit Underwriting- Specialization in Education Loan or other loan type (a plus)- Strong analytical and problem-solving skills- Excellent communication and interpersonal skills- Proficiency in Microsoft Office SuiteJoin our team and utilize your expertise as a Credit Manager to make a significant impact in the field of Education Loan management.

Keyskills :
Credit ManagementCredit UnderwritingAnalytical SkillsCommunication SkillsFinancial Analysis

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