Associate, Credit Analyst, Corporate Banking, Institutional Banking Group 1& 2

Job Description

As a member of the Corporate and Investment Banking team at DBS, you will play a crucial role in supporting Relationship Management teams in various activities. Your responsibilities will include:- Preparation and submission of Credit Memos to CCG- Completion of documentation formalities in coordination with the client & CCU- Assisting RM in completing client onboarding/KYC reviews, Legal & Valuation reports- Follow up for regularization of overdues- Client servicing in coordination with internal units- Highlighting any early warning signs of the portfolio to the RMs- Managing the existing portfolio of all clients for the designated relationship teams- Exploring opportunities for cross-selling other banking products and helping the team in detecting early warning signals in their portfoliosKey Accountabilities:- Prepare accurate credit proposals in a consistent, concise, and lucid manner- Maintain a close working relationship with the Business Unit to ensure that IBG deliverables are met- Conduct need-based meetings with customers to understand business and attendant risks- Cross sell other products such as trade, cash, foreign exchange, etc.- Monitor the portfolio for irregularities, excesses, breaches, and delays- Ensure all regulatory reporting and compliances are enforced- Work with the legal team to ensure recoveries and minimize bad debts and NPAs- Assist in external and internal audits- Ensure customer retention and increase in wallet share by monitoring customer satisfaction levels through detailed MIS and tracking of operations and complaints- Control the quality of the portfolio using available triggers and adherence to Risk management guidelines and policies- Monitor levels of complaints and quality of handling- Communicate all key messages to customers including agreed service standards, negotiated pricing, relationship team contact points, and new product changes- Monitor and ensure adherence to risk service standardsIn addition to the above responsibilities, you will be expected to have good written and oral communication skills, a strong academic background, self-motivation, adaptability, a creative bent of mind, and be a strategic thinker.If you are looking for a challenging opportunity in Risk Management at DBS, located in India-Haryana-Gurgaon, then this full-time position might be the right fit for you. Apply now and be a part of our dynamic team dedicated to delivering exceptional service to our corporate customers. As a member of the Corporate and Investment Banking team at DBS, you will play a crucial role in supporting Relationship Management teams in various activities. Your responsibilities will include:- Preparation and submission of Credit Memos to CCG- Completion of documentation formalities in coordination with the client & CCU- Assisting RM in completing client onboarding/KYC reviews, Legal & Valuation reports- Follow up for regularization of overdues- Client servicing in coordination with internal units- Highlighting any early warning signs of the portfolio to the RMs- Managing the existing portfolio of all clients for the designated relationship teams- Exploring opportunities for cross-selling other banking products and helping the team in detecting early warning signals in their portfoliosKey Accountabilities:- Prepare accurate credit proposals in a consistent, concise, and lucid manner- Maintain a close working relationship with the Business Unit to ensure that IBG deliverables are met- Conduct need-based meetings with customers to understand business and attendant risks- Cross sell other products such as trade, cash, foreign exchange, etc.- Monitor the portfolio for irregularities, excesses, breaches, and delays- Ensure all regulatory reporting and compliances are enforced- Work with the legal team to ensure recoveries and minimize bad debts and NPAs- Assist in external and internal audits- Ensure customer retention and increase in wallet share by monitoring customer satisfaction levels through detailed MIS and tracking of operations and complaints- Control the quality of the portfolio using available triggers and adherence to Risk management guidelines and policies- Monitor levels of complaints and quality of handling- Communicate all key messages to customers including agreed service standards, negotiated pricing, relationship team contact points, and new product changes- Monitor and ensure adherence to risk service standardsIn addition to the above responsibilities, you will be expected to have good written and oral communication skills, a strong academic background, self-motivation, adaptability, a creative bent of mind, and be a strategic thinker.If you are looking for a challenging opportunity in Risk Management at DBS, located in India-Haryana-Gurgaon, then this full-time position might be the right fit for you. Apply now and be a part of our dynamic team dedicated to delivering exceptional service to our corpo

Keyskills :
Client OnboardingClient ServicingPortfolio ManagementRegulatory ReportingComplianceRisk ManagementCustomer SatisfactionMISCredit MemosKYC reviewsLegalValuation reportsCross Sell