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Officer (Ops Sup Analyst 2 - C10)

Fresher   Chennai, Tamil Nadu   31 Aug, 2025
Citi
Job LocationChennai, Tamil Nadu
EducationNot Mentioned
SalaryNot Disclosed
IndustryBFSI
Functional AreaNot Mentioned
EmploymentTypeFull-time

Job Description

    The Credit Maintenance Analyst position is an intermediate level role that involves capturing and recording data on credit exposures, obligors, and facilities in relevant credit systems in coordination with the Operations - Services team. Your main responsibility will be to ensure data quality in credit systems, monitor and report credit exposure, escalate deficiencies, and recommend delinquent strategies in alignment with overall credit policies.In this role, you will review incoming credit requests for completeness and accuracy, convert them to concise, accurately recorded credit facilities, prepare Credit Approvals (CAs), track CA progress during the approval process, and ensure approvals are received in compliance with policy and accurately recorded in the database. You will also be responsible for maintaining accurate insurance records and controls to ensure timely follow-up and renewals of required insurance for equipment and equipment liability. Monitoring end-of-day exposure versus limits, escalating detected exceptions per policy, and obtaining facilities to address recurring exceptions will also be part of your responsibilities. Additionally, you will prepare portfolio and related credit information for internal and external auditors and contribute to achieving acceptable audit ratings. You will interpret data, make recommendations, identify policy gaps, assist in formulating policies, and appropriately assess risk when making business decisions.As a successful candidate for this role, you should ideally have 3-5 years of relevant experience, secured/non-secured lending experience, bank operations experience, working knowledge of industry practices and standards, and proficient computer skills with a focus on Microsoft Office, Microsoft Project, and the Windows domain.Education:- Bachelors degree/University degree or equivalent experiencePlease note that this job description provides a high-level review of the types of work performed, and other job-related duties may be assigned as required.,

Keyskills :
Microsoft ProjectSecuredNon secured experience lending experienceBank operations experienceWorking knowledge of industry practicesstandardsProficient computer skills with a focus on Microsoft Office

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