Executive Credit Risk

Job Description

You will be responsible for delivering Business Credit Officer (BCO) tasks aligned with agreed Objectives and Key Results (OKRs), Service Level Agreements (SLAs), and Key Performance Indicators (KPIs). Your role entails supporting the end-to-end Credit Capital Management servicing journey, ensuring a smooth process for customers and internal stakeholders. Additionally, you will assist the Relationship Manager with credit analysis and timely submission of credit proposals for existing and prospective clients.Key Responsibilities:- Deliver BCO tasks in line with agreed OKRs, SLAs, and KPIs- Support the end-to-end Credit Capital Management servicing journey- Assist Relationship Manager with credit analysis and timely submission of credit proposals- Liaise with relevant teams for preparation of facility letter and internal security documents- Manage credit quality of the supported portfolio and ensure compliance with covenants- Proactively suggest improvements in process workflows- Implement Group Compliance Policy and adhere to operational risk controls- Stay updated on FIM guidelines and credit policies- Analyze Wholesale portfolio exposure for Thermal Coal Phase Out Policy applicability- Perform risk assessments of counterparties for climate-related risks- Conduct research and analysis on Wholesale counterparties data and trends- Validate industry subsector of Wholesale portfolio for Climate Aligned Finance sectoral value chainQualifications Required:- Post Graduation in Management, Finance, Economics, or equivalent- Capital markets certifications would be an added advantage- 0 to 6 years of relevant experience- Good understanding of financing instruments, banking products, financial principles, and ESG policies- Knowledge of risk management principles and practices- Comprehensive understanding of the financial sector and latest developments- Basic knowledge of FX Derivatives and Treasury Products- Proficiency in Excel and Word with database skills as an advantage- Strong analytical, communication, and interpersonal skills- Ability to collaborate effectively with diverse stakeholders(Note: Equal employment opportunity information and additional company details have been omitted from the Job Description) You will be responsible for delivering Business Credit Officer (BCO) tasks aligned with agreed Objectives and Key Results (OKRs), Service Level Agreements (SLAs), and Key Performance Indicators (KPIs). Your role entails supporting the end-to-end Credit Capital Management servicing journey, ensuring a smooth process for customers and internal stakeholders. Additionally, you will assist the Relationship Manager with credit analysis and timely submission of credit proposals for existing and prospective clients.Key Responsibilities:- Deliver BCO tasks in line with agreed OKRs, SLAs, and KPIs- Support the end-to-end Credit Capital Management servicing journey- Assist Relationship Manager with credit analysis and timely submission of credit proposals- Liaise with relevant teams for preparation of facility letter and internal security documents- Manage credit quality of the supported portfolio and ensure compliance with covenants- Proactively suggest improvements in process workflows- Implement Group Compliance Policy and adhere to operational risk controls- Stay updated on FIM guidelines and credit policies- Analyze Wholesale portfolio exposure for Thermal Coal Phase Out Policy applicability- Perform risk assessments of counterparties for climate-related risks- Conduct research and analysis on Wholesale counterparties data and trends- Validate industry subsector of Wholesale portfolio for Climate Aligned Finance sectoral value chainQualifications Required:- Post Graduation in Management, Finance, Economics, or equivalent- Capital markets certifications would be an added advantage- 0 to 6 years of relevant experience- Good understanding of financing instruments, banking products, financial principles, and ESG policies- Knowledge of risk management principles and practices- Comprehensive understanding of the financial sector and latest developments- Basic knowledge of FX Derivatives and Treasury Products- Proficiency in Excel and Word with database skills as an advantage- Strong analytical, communication, and interpersonal skills- Ability to collaborate effectively with diverse stakeholders(Note: Equal employment opportunity information and additional company details have been omitted from the Job Description)

Keyskills :
Credit AnalysisRisk ManagementFinancial SectorFX DerivativesExcelWordAnalytical SkillsCommunication SkillsInterpersonal SkillsCredit ProposalsESG PoliciesTreasury Products