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IndusInd Bank - Credit Analyst - Commercial Cards

7.00 to 8.00 Years   Mumbai City   30 Mar, 2023
IndusInd Bank Limited
Job LocationMumbai City
EducationNot Mentioned
SalaryNot Disclosed
IndustryBanking / Financial Services
Functional AreaGeneral / Other Software
EmploymentTypeFull-time

Job Description

    KEY RESPONSIBILITIES : - Credit Appraisal of Commercial Card proposal (Unsecured/Secured)- Conducting credit worthiness and due diligence of applicants basis financials, operational management and industry segment trends.- Well verse with in depth understanding and analysis of financials, ratios and its interpretations, financial trends & movements as per Audited Balance sheet (ABS), banking behaviour etc.- Quick understanding of Business model, market trends of varied industry segment, external credit rating and other credit Bureau reports.- Well verse in culminating all such assessment and analysis information and data points by preparation of Credit Appraisal Memo (CAM) / appraisal note for sanction. - Leverage technology platforms to review credit proposals and assessment.- Cross function co-ordination with Credit and Business stakeholders.- Regulatory & other audit requirement reporting; multiple credit reporting on periodic basis to multiple stakeholders.KNOWLEDGE/SKILLS/EXPERIENCE: - Should be a Graduate in finance / CA / ICWAI / MBA or equivalent- 7- 8 years of Credit appraisal experience preferably with financial statement assessment.- Fair knowledge of Regulatory and statutory guidelines and solution providing aptitude within. Regulatory and Compliance framework.- Good in MS office (Excel and PowerPoint) and SaasThis job opening was posted long time back. It may not be active. Nor was it removed by the recruiter. Please use your discretion.,

Keyskills :
creditbankingfinancial statementsriskfinancems officebalance sheetcredit ratingdue diligencecredit bureau

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