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Credit Manager

Fresher   Chandigarh, All India   06 Mar, 2026
Tata Capital Limited
Job LocationChandigarh, All India
EducationNot Mentioned
SalaryNot Disclosed
IndustryBFSI
Functional AreaNot Mentioned
EmploymentTypeFull-time

Job Description

    As a Credit Manager at Tata Capital Limited, a subsidiary of Tata Sons Limited, you will play a crucial role in evaluating credit applications and analyzing financial documents to make sound credit decisions. Your responsibilities will include reviewing and approving loan requests, monitoring loan portfolios, ensuring policy compliance, and minimizing risks. Collaborating with different teams, you will manage credit operations effectively and maintain strong client relationships.Key Responsibilities:- Evaluate credit applications and perform detailed financial analysis- Conduct risk assessments to make informed credit decisions- Review and approve loan requests based on established criteria- Monitor loan portfolios and ensure timely payments- Ensure compliance with company policies and regulatory guidelinesQualifications Required:- MBA Degree in Finance- Experience in credit processes within the financial sector (advantageous)- Strong understanding of Finance and Credit principles- Excellent organizational and communication skillsYou will be a part of a company known for its customer-centric approach and diverse financial services offerings across retail, corporate, and institutional sectors. Tata Capital operates through over 500 branches in key markets in India, providing a one-stop solution for various financial needs. As a Credit Manager at Tata Capital Limited, a subsidiary of Tata Sons Limited, you will play a crucial role in evaluating credit applications and analyzing financial documents to make sound credit decisions. Your responsibilities will include reviewing and approving loan requests, monitoring loan portfolios, ensuring policy compliance, and minimizing risks. Collaborating with different teams, you will manage credit operations effectively and maintain strong client relationships.Key Responsibilities:- Evaluate credit applications and perform detailed financial analysis- Conduct risk assessments to make informed credit decisions- Review and approve loan requests based on established criteria- Monitor loan portfolios and ensure timely payments- Ensure compliance with company policies and regulatory guidelinesQualifications Required:- MBA Degree in Finance- Experience in credit processes within the financial sector (advantageous)- Strong understanding of Finance and Credit principles- Excellent organizational and communication skillsYou will be a part of a company known for its customer-centric approach and diverse financial services offerings across retail, corporate, and institutional sectors. Tata Capital operates through over 500 branches in key markets in India, providing a one-stop solution for various financial needs.

Keyskills :
Financial AnalysisRisk AssessmentComplianceRelationship ManagementCredit Manager

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