Banking Operations Specialist

Job Description

Role Overview:You would be a Banking Operations Specialist at Accenture, playing a crucial role in transforming banking operations into an agile and resilient operating model. Your primary focus would be on helping clients address quality and productivity issues, keeping pace with customer expectations, navigating regulatory and operational pressures, and ensuring business sustainability.Key Responsibilities:- Develop and deliver core banking solutions for applications handling essential banking functions such as account management, interest calculations, cash deposits and withdrawals processing, customer management, and product management.- Analyze risks, ensure sound financial decisions, safeguard profitability, and have a complete understanding of commercial banking operations including financial performance, covenant analysis, testing covenants, monitoring covenants, and risk factors.- Understand and analyze company/borrower performance based on financials, cash flow, and other secondary information. Summarize borrower and industry performance details effectively.- Identify risks associated with borrowers/companies, mention them in reviews with possible mitigants, and perform assignments of moderate complexity with limited supervision.- Contribute to cycle time improvement and team efficiency, communicate effectively in English with clients, and demonstrate analytical soundness in decision making.Qualifications Required:- Any Graduation- 7 to 11 years of experience in commercial banking operations- Experience in commercial loan quality control would be an added advantageAbout Accenture:Accenture is a global professional services company with leading capabilities in digital, cloud, and security. With a team of 699,000 professionals serving clients in over 120 countries, Accenture offers Strategy and Consulting, Technology and Operations services, all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Embracing the power of change, Accenture creates value and shared success for clients, people, shareholders, partners, and communities. Visit www.accenture.com for more information.Please note that this role may require you to work in rotational shifts. Role Overview:You would be a Banking Operations Specialist at Accenture, playing a crucial role in transforming banking operations into an agile and resilient operating model. Your primary focus would be on helping clients address quality and productivity issues, keeping pace with customer expectations, navigating regulatory and operational pressures, and ensuring business sustainability.Key Responsibilities:- Develop and deliver core banking solutions for applications handling essential banking functions such as account management, interest calculations, cash deposits and withdrawals processing, customer management, and product management.- Analyze risks, ensure sound financial decisions, safeguard profitability, and have a complete understanding of commercial banking operations including financial performance, covenant analysis, testing covenants, monitoring covenants, and risk factors.- Understand and analyze company/borrower performance based on financials, cash flow, and other secondary information. Summarize borrower and industry performance details effectively.- Identify risks associated with borrowers/companies, mention them in reviews with possible mitigants, and perform assignments of moderate complexity with limited supervision.- Contribute to cycle time improvement and team efficiency, communicate effectively in English with clients, and demonstrate analytical soundness in decision making.Qualifications Required:- Any Graduation- 7 to 11 years of experience in commercial banking operations- Experience in commercial loan quality control would be an added advantageAbout Accenture:Accenture is a global professional services company with leading capabilities in digital, cloud, and security. With a team of 699,000 professionals serving clients in over 120 countries, Accenture offers Strategy and Consulting, Technology and Operations services, all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Embracing the power of change, Accenture creates value and shared success for clients, people, shareholders, partners, and communities. Visit www.accenture.com for more information.Please note that this role may require you to work in rotational shifts.

Keyskills :
Core BankingRisk AnalysisFinancial AnalysisDocumentationRisk MitigationCommercial Banking OperationsLoan Quality ControlFinancial RatiosCashflow AnalysisIndustry Performance Analysis