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Underwriting Associate

Fresher   Hyderabad, All India   07 Apr, 2026
TATA AIG General Insurance Company Limited
Job LocationHyderabad, All India
EducationNot Mentioned
SalaryNot Disclosed
IndustryBFSI
Functional AreaNot Mentioned
EmploymentTypeFull-time

Job Description

    As a member of the team, you will evaluate risks and participate in decisions regarding insurance policy applications. Your role will involve assessing the risk profile of potential clients to determine their eligibility for insurance coverage and coverage limits.Key Responsibilities:- Reviewing applications and assessing risks associated with them.- Determining appropriate coverage and premiums.- Applying underwriting guidelines consistently.- Communicating decisions to sales teams and clients.- Maintaining accurate records of underwriting activities.- Continuously updating knowledge of underwriting standards.Required Qualifications and Skills:- Bachelors degree in a related field.- 2-4 years of experience in underwriting or a related field (preferred).- Strong analytical skills and attention to detail.- Understanding of general insurance principles.- Ability to work independently and make sound decisions.- Proficiency in underwriting software (preferred).In addition to the responsibilities and qualifications mentioned above, the company offers:- Competitive salary and comprehensive benefits package.- Opportunities for professional development.- Supportive and collaborative work environment.- Health and wellness programs.- Paid leaves.A Day in the Life: Your day will involve evaluating risk profiles, applying underwriting guidelines, making informed decisions, and contributing to a responsible and ethical approach to underwriting. As a member of the team, you will evaluate risks and participate in decisions regarding insurance policy applications. Your role will involve assessing the risk profile of potential clients to determine their eligibility for insurance coverage and coverage limits.Key Responsibilities:- Reviewing applications and assessing risks associated with them.- Determining appropriate coverage and premiums.- Applying underwriting guidelines consistently.- Communicating decisions to sales teams and clients.- Maintaining accurate records of underwriting activities.- Continuously updating knowledge of underwriting standards.Required Qualifications and Skills:- Bachelors degree in a related field.- 2-4 years of experience in underwriting or a related field (preferred).- Strong analytical skills and attention to detail.- Understanding of general insurance principles.- Ability to work independently and make sound decisions.- Proficiency in underwriting software (preferred).In addition to the responsibilities and qualifications mentioned above, the company offers:- Competitive salary and comprehensive benefits package.- Opportunities for professional development.- Supportive and collaborative work environment.- Health and wellness programs.- Paid leaves.A Day in the Life: Your day will involve evaluating risk profiles, applying underwriting guidelines, making informed decisions, and contributing to a responsible and ethical approach to underwriting.

Keyskills :
analytical skillsunderwritingattention to detailgeneral insurance principlesindependent decisionmaking

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