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Branch Credit Manager

Fresher   Pune, All India   25 Mar, 2026
Equitas Small Finance Bank Limited
Job LocationPune, All India
EducationNot Mentioned
SalaryNot Disclosed
IndustryBFSI
Functional AreaNot Mentioned
EmploymentTypeFull-time

Job Description

    As a Credit Manager at our company, you will be responsible for managing and overseeing the credit function of the branch to ensure compliance with regulatory requirements. Your key responsibilities will include:- Developing and implementing effective credit policies and procedures to minimize risk and maximize revenue.- Conducting thorough credit assessments and providing recommendations on loan approvals or denials.- Collaborating with cross-functional teams to identify and mitigate potential credit risks.- Monitoring and reporting on credit portfolio performance, including delinquency rates and collection efficiency.- Ensuring adherence to all relevant laws and regulations related to credit lending.To excel in this role, you must possess the following qualifications:- Strong knowledge of credit underwriting principles and practices.- Excellent analytical and problem-solving skills, with attention to detail and the ability to interpret complex data.- Effective communication and interpersonal skills, with the ability to build relationships with customers and stakeholders.- Ability to work in a fast-paced environment and meet deadlines.- Proficiency in Microsoft Office and other financial software applications.- Strong understanding of the BFSI industry and its regulatory requirements.This position requires a minimum of 4 to 9 years of experience in credit management. If you are looking for a challenging opportunity where you can utilize your skills and expertise in credit management, we encourage you to apply for this position. As a Credit Manager at our company, you will be responsible for managing and overseeing the credit function of the branch to ensure compliance with regulatory requirements. Your key responsibilities will include:- Developing and implementing effective credit policies and procedures to minimize risk and maximize revenue.- Conducting thorough credit assessments and providing recommendations on loan approvals or denials.- Collaborating with cross-functional teams to identify and mitigate potential credit risks.- Monitoring and reporting on credit portfolio performance, including delinquency rates and collection efficiency.- Ensuring adherence to all relevant laws and regulations related to credit lending.To excel in this role, you must possess the following qualifications:- Strong knowledge of credit underwriting principles and practices.- Excellent analytical and problem-solving skills, with attention to detail and the ability to interpret complex data.- Effective communication and interpersonal skills, with the ability to build relationships with customers and stakeholders.- Ability to work in a fast-paced environment and meet deadlines.- Proficiency in Microsoft Office and other financial software applications.- Strong understanding of the BFSI industry and its regulatory requirements.This position requires a minimum of 4 to 9 years of experience in credit management. If you are looking for a challenging opportunity where you can utilize your skills and expertise in credit management, we encourage you to apply for this position.

Keyskills :
Microsoft OfficeCredit

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