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debt recovery agent Job Openings

Showing 1301 - 1350 of 9247 Jobs

Quality Analyst -(Voice)

Confidential Fresher Gurugram, Noida 06 Mar, 2026

Network and Server support

Nippon Data Systems Ltd Fresher Gurugram 06 Mar, 2026

Job Title:

Experience:

Location...
network supportfirewallit support

Required-SM Direct Sales No-1 Life Insurance comp
Niyukti Management Consultants Hiring For Niyukti Management Consultants Fresher Chandigarh, VaranasiVaranasi, Jaipur, Noida, Kanpur, Lucknow, Gurugram, Kolkata, Faridabad, Delhi 06 Mar, 2026

SM/ADM/BM, No-1 Life Insurance Comp LocationPan India Your Current Location Salary- 3.5. lac Rimb Incentive Exp.2 To 10 <...
channel saleslife insurancedirect salessales executivedistribution managerdevelopment managersales managerarea sales manager

Agency Development Manager insurance
Niyukti Management Consultants Fresher Chandigarh, LudhianaLudhiana, Jaipur, Dehradun, Haldwani, Patiala, Udaipur, Alwar, Delhi, Haridwar 06 Mar, 2026

Hiring Agency Development Manager (ADM) | Life Insurance Exp- 3 to 12 Year Sales direct salesinsurance salessaleslife insurancesales officerrelationship managerterritory sales manageragency managerdistribution manager

For Development Manager For Life Insurance salary 4Lac
Niyukti Management Consultants Fresher Chandigarh, LudhianaLudhiana, Jalandhar, Una, Bathinda, Zirakpur, Patiala, Amritsar, Kangra, Shimla 06 Mar, 2026

Hiring Candidate Required For Development Manager For Life Insurance Company: Top Life Insurance Company direct salesbanking salesinsurance saleslife insurancesalessales developmentagency salesagency managerdevelopment manager

Apply Agency Development Manager Life Insurance Salary 4Lac
Niyukti Management Consultants Hiring For Niyukti Management Consultants Fresher Chandigarh, BareillyBareilly, Varanasi, Noida, Lucknow, Kolkata, Gurugram, Faridabad, Delhi, Moradab 06 Mar, 2026

Urgent Hiring: Agency Development Manager Life Insurance Sector Company: Top Life Insurance Company...
developmentbusinesslife insurancesalessr.relationship managersales officeragency development managerrelationship managerarea sales managersr.sales manager

Sales Development Manager For Life Insurance salary 4Lac
Niyukti Management Consultants Fresher Chandigarh, LudhianaLudhiana, Jalandhar, Una, Bathinda, Patiala, Zirakpur, Amritsar, Kangra, Shimla 06 Mar, 2026

Hiring Candidate Required For Development Manager For Life Insurance Company: Top Life Insurance Company salessales developmentinsurance saleslife insurancebusiness managerrelationship manageragency managerdistribution managerdevelopment manager

Bank Loans, Associate 2
State Street Corporation Fresher Chennai, All India 06 Mar, 2026

Role Overview: As a Bank Loan Specialist, Associate 2 at State Street, you will play a crucial role in supporting and assisting Client Operations and other operational Shared Service teams/ Center...
Microsoft applicationsinterpersonal skillsaptitude for mathoral communication skillsmultitasking capability

Quality Analyst -(Voice)
Confidential 1.00 to 10.00 Years Noida, Gurugram 02 Mar, 2026

1. Quality Monitoring & Audits Conduct regular quality audits of telesales calls, emails, and CRM activities for assigned agents. Evaluate interactions against defined quality parameters, complia...
call auditcall qualityquality auditqualitycall monitoring

Credit Analyst Manager
SLB Inc 1.00 to 10.00 Years Navi Mumbai, All India 02 Mar, 2026

Role Overview: As a Credit Analyst at our company located in Navi Mumbai, you will be responsible for providing financial support to the Credit Management team to ensure that each major credit dec...
Credit ManagementAccounts ReceivableCustomer Credit CheckFinancial SupportCredit Risk ReviewFinancial Information AnalysisBankruptcy Filings

Lead Software Engineer - Dot NET 6 Plus, C Sharp, SQL Server
UnitedHealth Group Incorporated 1.00 to 10.00 Years Gurugram, All India 02 Mar, 2026

As a member of the Optum team, you will play a crucial role in improving health outcomes by connecting individuals with the necessary care, pharmacy benefits, data, and resources to enhance their ...
NETTSQLJavaScriptAngularGitRESTful APIsEntity FrameworkHTMLCSSASPNETTypeScriptReactCICD

Lead Software Engineer - Dot NET 6 Plus, C Sharp, SQL Server
UnitedHealth Group Incorporated 1.00 to 10.00 Years All India, Gurugram 02 Mar, 2026

As a member of the Optum team, you will play a crucial role in improving health outcomes by connecting individuals with the necessary care, pharmacy benefits, data, and resources to enhance their ...
NETTSQLJavaScriptAngularGitRESTful APIsEntity FrameworkHTMLCSSASPNETTypeScriptReactCICD

Candidate Required For Agency Development Manager insurance Salary upto 4 Lac
Niyukti Management Consultants 1.00 to 10.00 Years Delhi, GhaziabadGhaziabad, Noida, Bulandshahr, Kurukshetra, Haldwani, Gurugram, Mathura, Agra, Aliga 02 Mar, 2026

Candidate Required For Agency Development Manager insurance Salary upto 4 Lac TOP Life Insurance,. Location Salary- 4. lac Exp.3 To 10 Sales(Hard Cor...
life insuranceinsurance salessalesarea sales officerunit manageragency managersales officerrelationship managerbusiness development manager

Efficiency Engineer - SDE 2
Max Healthcare Institute Limited 1.00 to 10.00 Years All India, Gurugram 02 Mar, 2026

Role Overview: As a part of the team, you will be responsible for building and evolving the tooling, platforms, and golden paths that enable our product teams to ship fast with confidence. This ro...
AWSDockerPythonBashTerraformCICDPrometheusGrafanaOpenTelemetry

Subject Matter Expert
Hucon Solutions India PvtLtd 1.00 to 10.00 Years Chennai, Coimbatore 02 Mar, 2026

Subject Matter Expert (SME) Experience Required: 3 Years crmsme

Consumer chat process
ARTECH INFOSYSTEMS PRIVATE LIMITED Fresher Vijayawada, GunturGuntur, Kakinada, Kurnool, Andhra Pradesh, Hyderabad 28 Feb, 2026

I hope youre doing well! We came across your profile and were impressed by your experience in customer support. Were currently hiring for an exciting role as an International Chat Suppor...
customer servicechatcustomer supportvoice processchat process

Collections Manager
3 POINT HUMAN CAPITAL PRIVATE LIMITED Fresher Vijayawada, GunturGuntur, Nellore, Eluru, Kurnool, Tirumala, Anantpur, Bangalore, Chennai, Hyderabad 28 Feb, 2026

Level: L4

Department: CV DMS

Designation: Officer

Responsible for: Allocation of portfolio to vendor

Location: Ci...
agency channelcollectionsrecovery managementrecovery strategiescollection strategyrecovery operations

Collection Manager
Bankster india Fresher Vijayawada 28 Feb, 2026

Key Responsibilities: Manage collections for HL and LAP portfolio in assigned region Monitor overdue accounts and ensure timely follow-up Handle ...
collectionofficer

Sales Engineer
Bry Air (Asia) Pvt Ltd Fresher Vishakhapatnam, KanpurKanpur, Ratnagiri, Chandigarh, Haridwar 28 Feb, 2026

Pahwa Group, with Bry-Air (Asia) Pvt. Ltd. (BAA) and Desiccant Rotors International Pvt. Ltd. (DRI) as its two flagship companies, has manufacturing facilities i...
capital equipment salesheat ventilation air conditioningsalescapital equipmentsindustrial product saleshvac saleschillersindustrial saleshvac

Executive Manager
3 POINT HUMAN CAPITAL PRIVATE LIMITED Fresher Vishakhapatnam, HyderabadHyderabad, Vizianagaram, Ongole, Kadapa, Vijayawada, Indore, Jabalpur, Ratl 28 Feb, 2026

Level: L4

Department: CV DMS

Designation: Officer

Responsible for: Allocation of portfolio to vendor

Location: Ci...
recovery collectionscollectionsrecovery managementcommercial vehiclecollections sales

Hiring Opening Agency ( Insurance) Development Manager
Niyukti Management Consultants Hiring For Niyukti Management Consultants Fresher Cuttack, HisarHisar, Noida, Pathankot, Hazaribagh, Gurugram, Kolkata, Agartala, Pali, Delhi 28 Feb, 2026

Job Opening: Agency Channel ( Insurance) Development Manager Salary: ...
life insurancebusiness developmentchannel partnersarea sales manageragency development managerrelationship managersales officerunit manager

Agency Development Manager Life Insurance Good salary
Niyukti Management Consultants Hiring For Niyukti Management Consultants Fresher Bhubaneswar, GwaliorGwalior, Indore, Kolkata, Jamshedpur, Ranchi, Delhi, Bhopal, Patna, Guwahati 28 Feb, 2026

Agency Development Manager Life Insurance Good salary
Industry: salesrelationship managersals executivearea sales officersales officerdevelopment managerunit managersales manager

Agency Development Manager Life Insurance Good salary
Niyukti Management Consultants Hiring For Niyukti Management Consultants Fresher Ranchi, JamshedpurJamshedpur, Patna, Bhubaneswar, Gwalior, Indore, Kolkata, Delhi, Bhopal, Guwahati 28 Feb, 2026

Agency Development Manager Life Insurance Good salary
Industry: salesrelationship managersals executivearea sales officersales officerdevelopment managerunit managersales manager

Sales Engineer
Bry Air (Asia) Pvt Ltd Fresher Raipur, BangaloreBangalore, Chennai, Hyderabad, Gurugram, Kolkata, Mumbai City, Vadodara, Coimbatore 28 Feb, 2026

Pahwa Group, with Bry-Air (Asia) Pvt. Ltd. (BAA) and Desiccant Rotors International Pvt. Ltd. (DRI) as its two flagship companies, has manufacturing facilities i...
capital equipmentschillershvac salessaleshvaccapital equipment salesindustrial salesheat ventilation air conditioningindustrial product sales

Sales Engineer
Bry Air (Asia) Pvt Ltd Fresher Raipur, BangaloreBangalore, Chennai, Hyderabad, Gurugram, Kolkata, Mumbai City, Vadodara, Coimbatore 28 Feb, 2026

Pahwa Group, with Bry-Air (Asia) Pvt. Ltd. (BAA) and Desiccant Rotors International Pvt. Ltd. (DRI) as its two flagship companies, has manufacturing facilities i...
capital equipmentschillershvac salessaleshvaccapital equipment salesindustrial salesheat ventilation air conditioningindustrial product sales

For Business Development Manager Elite salary upto 8Lac
Niyukti Management Consultants Hiring For Niyukti Management Consultants Fresher Nagpur, JaipurJaipur, Noida, Kanpur, Lucknow, Gurugram, Faridabad, Chandigarh, Delhi, Bhopal 28 Feb, 2026

APPLY NOW Sr. Business Development Manager (Elite Vertical)
Indust...
agency channelsalesdeputy branch manager sourcingdistribution managerbusiness manageragency development managersr.managing partneragency managerbusiness development manager

Now Sr. Business Development Manager (Elite Vertical)
Niyukti Management Consultants Hiring For Niyukti Management Consultants Fresher Nagpur, NoidaNoida, Kanpur, Ghaziabad, Lucknow, Kolkata, Chandigarh, Delhi, Bhopal, Ahmedabad 28 Feb, 2026

Apply Now Sr. Business Development Manager (Elite Vertical) Industry: Life Insurance agency channelsalesagency development managerbusiness development managerdeputy branch manager sourcinginsurance agency salesagency managersales managerbusiness manager

Sr. Business Manager Elite vertical Life Insurance Salary Upto 8 Lac
Niyukti Management Consultants Hiring For Niyukti Management Consultants Fresher Nagpur, JaipurJaipur, Siliguri, Noida, Kanpur, Ghaziabad, Gurugram, Chandigarh, Delhi, Bhopal 28 Feb, 2026

Job Opportunity: Elite Business Manager (MEV) Life Insurance Sector Salary: Up to 8 LPA ( Fixed Re...
agency channelbusiness development managerlife insurance salesagency managerinsurance agency salesdeputy branch manager sourcingbusiness manageragency development managersr.managing partner

Sr. Managing Partner Life Insurance APC Salary 7.5
Niyukti Management Consultants Fresher Nagpur, JaipurJaipur, Noida, Gurugram, Faridabad, Jalandhar, Chandigarh, Delhi, Bhopal, Ahmedabad 28 Feb, 2026

Sr. Managing Partner Life Insurance APC Salary 7.5 Industry: Life Insurance Work Locations: Delhi/NCR, Jaipur, Lucknow, Kanpur, Noida, Nagpur, Chandigarh, Bhopal, Mumbai, Ahmedabad Salary: 7.5...
agency channelsalessr.managing partneragency managersales managerinsurance agency salesagency development managerbusiness managerbusiness development manager

ApplySr. BusinessDevelopment Manager HNI vertical Life Insurance Salary 8 Lac
Niyukti Management Consultants Hiring For Niyukti Management Consultants Fresher Nagpur, NoidaNoida, Kanpur, Ghaziabad, Gurugram, Faridabad, Chandigarh, Delhi, Bhopal 28 Feb, 2026

Job Opportunity: Elite Business Manager (MEV) Life Insurance Sector Salary: Up to 8 LPA ( Fixed Re...
agency channeldeputy branch manager sourcingsales manageragency managerinsurance agency saleslife insurance salesbusiness development managersr.managing partnerbusiness manager

Lead Dotnet Developer
Cvent, Inc Fresher All India, Gurugram 28 Feb, 2026

As a Lead Software Engineer specializing in .NET Core, your role will involve a blend of technical leadership, hands-on development, and team mentorship. You will be responsible for leading the de...
RESTful APIsMicroservicesSQL ServerPostgreSQLMySQLAzureAWSGCPHTMLCSSJavaScriptAngularUnit TestingGitAzure DevOpsGitHubDockerKubernetesRedisMemcachedRabbitMQKafkaNET CoreASPNET CoreEntity Framework CoreReactVuejsCICD

Manager Sales For Insurance Industry upto 6 Lac Salary
Niyukti Management Consultants Hiring For max life Fresher Noida, DelhiDelhi, Ghaziabad, Kanpur, Lucknow, Agra, Jaipur, Kolkata, Gurugram, Chandigarh 28 Feb, 2026

Post Manager Sales For Insurance Industry Location Delhi/Ncr, Noida, Gorgaon ,Ghazibad,Jaipur,Kolkata,Lucknow, Kanpur,Agra,Chandigarh Salary 6Lac Job Description/Job R...
salesdirect salesagency developmentagency saleslife insurancehealth insuranceagency leadershipinsurance sales

Agency Partner Channel
Skywings Advisors Private Limited Fresher Mangalore, MysoreMysore, Bangalore, Tiruchirappalli, Kozhikode, Aurangabad, Pune, Warangal, Coimbato 28 Feb, 2026

Dear Candidate, We are hiring for a leading life insurance company. Key Responsibility: Exceed recruitment target on new agency leaders and agent enrollments. Enhance the quan...
agent recruitmentlife insuranceagent developmentagency channel

APC Channel - Business Development Officer
Trenz Management Services Fresher Mangalore, MysoreMysore, Chennai, Bangalore, Udupi, Kochi, Kottayam, Pondicherry, Warangal, Coimbato 28 Feb, 2026

Dear Candidates, kindly find out the Requirements for the BDM profile inAPC Channel Life Insurance industry. Note: For An application, please share your cv at agency channelpartner developmentlife insuranceapcapc salesagency partnerapc channel

Cluster Business Head - Banca
Skywings Advisors Private Limited Fresher Mangalore, ChennaiChennai, Udupi, Madurai 28 Feb, 2026

Key Responsibility Areas

# Key Result Areas Activit...
bancassurancebancalife insurance

Insurance Sales Manager Agency Salary upto 4Lac
Niyukti Management Consultants Hiring For Niyukti Management Consultants Fresher Meerut, MoradabadMoradabad, Lucknow, Varanasi, Bareilly, Barabanki, Dehradun, Gurugram, Kolkata, Far 28 Feb, 2026

Were Hiring Agency Development Manager Top Life Insurance Company salesdevelopmentbusinesslife insuranceagency development managerarea sales managerbusiness development managersr.sales managerrelationship managersales officer

APPLY Agency Development Manager | Salary upto 3.9Lac
Niyukti Management Consultants Fresher Meerut, GhaziabadGhaziabad, Lucknow, Noida, Delhi, Varanasi, Kanpur, Allahabad, Gurugram, Faridabad 28 Feb, 2026

Hiring Agency Development Manager (ADM) | Life Insurance
Job Responsibiliti...
saleslife insuranceinsurance salesbusiness managerunit manageragency managerdevelopment managerrelationship managersales manager

for Sales Manager Agency insurance Salary upto 4Lac
Niyukti Management Consultants Hiring For Niyukti Management Consultants Fresher Meerut, MoradabadMoradabad, Lucknow, Varanasi, Bareilly, Barabanki, Dehradun, Kolkata, Gurugram, Far 28 Feb, 2026

Were Hiring Agency Development Manager Top Life Insurance Company life insurancedevelopmentbusinesssalesagency development managersr.sales managerarea sales managersales officersr.relationship managerrelationship manager

Candidate Required For Agency Development Manager insurance Salary upto 4 Lac
Niyukti Management Consultants Fresher Meerut, GhaziabadGhaziabad, Noida, Delhi, Saharanpur, Dehradun, Jaipur, Gurugram, Udaipur, Almora 28 Feb, 2026

Candidate Required For Agency Development Manager insurance Salary upto 4 Lac TOP Life Insurance,. Location Salary- 4. lac Exp.3 To 10 Sales(Hard Cor...
life insuranceinsurance salessalesarea sales officerunit manageragency managersales officerrelationship managerbusiness development manager

Hiring Agency Development Manager | Salary upto 3.9Lac
Niyukti Management Consultants Fresher Meerut, GhaziabadGhaziabad, Lucknow, Noida, Delhi, Varanasi, Kanpur, Allahabad, Gurugram, Faridabad 28 Feb, 2026

Hiring Agency Development Manager (ADM) | Life Insurance
Job Responsibiliti...
insurance salessaleslife insuranceunit manageragency managerdevelopment managersales officerrelationship managerbusiness manager

In Insurance Agency Development Manager Good salary Hike
Niyukti Management Consultants Hiring For Niyukti Management Consultants Fresher Meerut, MoradabadMoradabad, Lucknow, Varanasi, Bareilly, Barabanki, Dehradun, Kolkata, Gurugram, Far 28 Feb, 2026

Hiring Agency Development Manager Top Life Insurance Company ...
salesbusinessdevelopmentlife insuranceagency development managersr.relationship managerrelationship managersales executivesales officersr.sales manager

Hiring For Insurance Sales Manager Agency Salary upto 4Lac
Niyukti Management Consultants Hiring For Niyukti Management Consultants Fresher Meerut, MoradabadMoradabad, Lucknow, Bareilly, Varanasi, Barabanki, Dehradun, Gurugram, Kolkata, Far 28 Feb, 2026

Were Hiring Agency Development Manager Top Life Insurance Company developmentlife insurancesalesbusinessbusiness development managersr.sales managerarea sales managersales officersr.relationship managerrelationship manager

Urgent Hiring Insurance Sales Manager Agency Salary upto 4Lac
Niyukti Management Consultants Hiring For Niyukti Management Consultants Fresher Meerut, MoradabadMoradabad, Lucknow, Bareilly, Varanasi, Barabanki, Dehradun, Kolkata, Gurugram, Far 28 Feb, 2026

Were Hiring Agency Development Manager Top Life Insurance Company life insurancebusinessdevelopmentsalesrelationship managerarea sales managersr.relationship managersr.sales manageragency development managerbusiness development manager

for Sales Manager Agency insurance Salary upto 4Lac
Niyukti Management Consultants Hiring For Niyukti Management Consultants Fresher Meerut, MoradabadMoradabad, Lucknow, Varanasi, Bareilly, Barabanki, Dehradun, Kolkata, Gurugram, Far 28 Feb, 2026

Were Hiring Agency Development Manager Top Life Insurance Company life insurancedevelopmentbusinesssalesagency development managersr.sales managerarea sales managersales officersr.relationship managerrelationship manager

Hiring Sales Manager Agency insurance Salary upto 5Lac
Niyukti Management Consultants Hiring For Niyukti Management Consultants Fresher Meerut, MoradabadMoradabad, Lucknow, Varanasi, Bareilly, Barabanki, Dehradun, Gurugram, Kolkata, Far 28 Feb, 2026

Were Hiring Agency Development Manager Top Life Insurance Company salesbusinesslife insurancedevelopmentbusiness development managerarea sales manageragency development managerrelationship managersales officersr.relationship manager

In Insurance Agency Development Manager Good salary Hike
Niyukti Management Consultants Hiring For Niyukti Management Consultants Fresher Meerut, MoradabadMoradabad, Lucknow, Varanasi, Bareilly, Barabanki, Dehradun, Kolkata, Gurugram, Far 28 Feb, 2026

Hiring Agency Development Manager Top Life Insurance Company ...
salesbusinessdevelopmentlife insuranceagency development managersr.relationship managerrelationship managersales executivesales officersr.sales manager

Agency DM Life Insurance CTC 5.5LPA
ATS Infovision Fresher Meerut, LucknowLucknow, Noida, Delhi, Kanpur, Gurugram, Faridabad 28 Feb, 2026

Hi, One of the leading Life Insurance Company requires Agency Development Manager Location : Delhi / Noida / Faridabad / Gurgaon / Gurugram / Lucknow / Kanpur / Meerut / Package : UPTO 5.50L...
agency salesinsuranceagency developmentmarketingfield salesinsurance saleslife insurance

Head IT Infrastructure
Tata Teleservices Limited Fresher Navi Mumbai, All India 28 Feb, 2026

Role Overview: As an experienced IT infrastructure professional, you will play a crucial role in leading strategic initiatives to develop and implement long-term infrastructure strategies aligned ...
NetworkingSecurityTelecom InfrastructureCloud PlatformsServerStorageAutomationMonitoring

Recruitment Development Manager (RDM) | Insurance Sales Salary 5Lac
Niyukti Management Consultants Hiring For insurance Fresher Ludhiana, DelhiDelhi, Hisar, Noida, Ghaziabad, Gurugram, Faridabad, Kaithal, Bhopal, Bahadurgarh 28 Feb, 2026

Hiring Recruitment Development Manager (RDM) | Life Insurance POST RDM (Life Insurance Agency ) insurance salessaleslife insurancebusiness managerterritory sales managerdevelopment manageragency development manageragency managerdistribution manager

Agency Development Manager Life Insurance Good salary
Niyukti Management Consultants Hiring For Niyukti Management Consultants Fresher Ludhiana, ChandigarhChandigarh, Jalandhar, Amritsar, Delhi, Bathinda, Dehradun, Noida, Ghaziabad, Sh 28 Feb, 2026

Agency Development Manager Life Insurance Good salary
Industry: agency saleslife insurancesalesterritory managerrelationship managersals executivesales officerdevelopment managerunit manager

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debt recovery agent Job Openings

Hiring Candidate Required For Development Manager For Life Insurance Company: Top Life Insurance Company direct salesbanking salesinsurance saleslife insurancesalessales developmentagency salesagency managerdevelopment manager

Hiring Candidate Required For Development Manager For Life Insurance Company: Top Life Insurance Company salessales developmentinsurance saleslife insurancebusiness managerrelationship manageragency managerdistribution managerdevelopment manager

Subject Matter Expert (SME) Experience Required: 3 Years crmsme

Job Opening: Agency Channel ( Insurance) Development Manager Salary: ... life insurancebusiness developmentchannel partnersarea sales manageragency development managerrelationship managersales officerunit manager

Agency Development Manager Life Insurance Good salary

Agency Development Manager Life Insurance Good salary

APPLY NOW Sr. Business Development Manager (Elite Vertical)

Job Responsibiliti... saleslife insuranceinsurance salesbusiness managerunit manageragency managerdevelopment managerrelationship managersales manager

Job Responsibiliti... insurance salessaleslife insuranceunit manageragency managerdevelopment managersales officerrelationship managerbusiness manager

Agency Development Manager Life Insurance Good salary

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Job Opening: Agency Channel ( Insurance) Development Manager Salary: ...
life insurancebusiness developmentchannel partnersarea sales manageragency development managerrelationship managersales officerunit manager

Job Responsibiliti...
saleslife insuranceinsurance salesbusiness managerunit manageragency managerdevelopment managerrelationship managersales manager

Job Responsibiliti...
insurance salessaleslife insuranceunit manageragency managerdevelopment managersales officerrelationship managerbusiness manager