Branch Manager

Job Description

You will be responsible for leading branch operations and credit origination for MSME, Auto, Used Vehicle (4-wheeler), and Equipment loans. Your key responsibilities will include managing branch P&L, business targets, and team performance, ensuring high-quality portfolio sourcing, conducting credit assessment and customer verification, supervising collections and delinquency control, building and mentoring a team, driving market intelligence, ensuring branch compliance, and coordinating with the head office for disbursement and operational support.Desired Candidate Profile:- 5-10 years of experience in NBFC / Small Finance Bank branch operations- Proven experience in MSME, Auto, Used Vehicle-4 wheeler, Equipment- Exposure to subprime or small-ticket lending markets will be a strong advantage- Strong local market knowledge and existing dealer / DSA network preferred- Excellent leadership, analytical, and customer management skills- Proficiency in Tamil and basic English communication essentialAbout Hedge Finance:Hedge Finance Ltd. is an RBI-registered Non-Banking Financial Company (NBFC) with a focus on MSME lending, Auto and Used Vehicle loans, and Equipment finance. The company aims to deliver responsible credit access to underserved borrowers with disciplined underwriting and strong governance. With a growing presence in South India, Hedge Finance offers an opportunity to build and lead a branch from inception, along with a flat hierarchy, entrepreneurial freedom, and transparent incentive structure rewarding both growth and quality.Please note: The benefits include cell phone reimbursement, health insurance, and Provident Fund. This is a full-time, permanent position requiring in-person work at various locations in Tamil Nadu. You will be responsible for leading branch operations and credit origination for MSME, Auto, Used Vehicle (4-wheeler), and Equipment loans. Your key responsibilities will include managing branch P&L, business targets, and team performance, ensuring high-quality portfolio sourcing, conducting credit assessment and customer verification, supervising collections and delinquency control, building and mentoring a team, driving market intelligence, ensuring branch compliance, and coordinating with the head office for disbursement and operational support.Desired Candidate Profile:- 5-10 years of experience in NBFC / Small Finance Bank branch operations- Proven experience in MSME, Auto, Used Vehicle-4 wheeler, Equipment- Exposure to subprime or small-ticket lending markets will be a strong advantage- Strong local market knowledge and existing dealer / DSA network preferred- Excellent leadership, analytical, and customer management skills- Proficiency in Tamil and basic English communication essentialAbout Hedge Finance:Hedge Finance Ltd. is an RBI-registered Non-Banking Financial Company (NBFC) with a focus on MSME lending, Auto and Used Vehicle loans, and Equipment finance. The company aims to deliver responsible credit access to underserved borrowers with disciplined underwriting and strong governance. With a growing presence in South India, Hedge Finance offers an opportunity to build and lead a branch from inception, along with a flat hierarchy, entrepreneurial freedom, and transparent incentive structure rewarding both growth and quality.Please note: The benefits include cell phone reimbursement, health insurance, and Provident Fund. This is a full-time, permanent position requiring in-person work at various locations in Tamil Nadu.

Keyskills :
Auto loansEquipment financecredit assessmentcollectionssales managementteam managementmarket intelligencecomplianceKYCMSME lendingcredit originationportfolio sourcingcustomer verificationloan documentationdelinquency controlaudit readiness