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Hiring for _ Credit Analyst - SME__Surat

3.00 to 5.00 Years   Surat   12 Oct, 2023
Job LocationSurat
EducationNot Mentioned
SalaryNot Disclosed
IndustryBFSI
Functional AreaFinance / Accounts / Tax
EmploymentTypeFull-time

Job Description

    Appraising proposals for SME and conducting risk analysis, scrutinizing relevant documents before sanctioning loans within defined TAT, client interview, ensuring compliance as per banks credit policies.Supervising, controlling delinquency and credit loss. Risk (credit/investment, operational, others) identification and mitigation.Functional Responsibilities:(1) Managing relationship of mapped clients and ensuring attrition of clients are controlled along with focus on limit enhancement, Utilisation and reference from existing clients for new asset relationship(2) Responsible for over all asset book and revenue growth basis assigned targets To ensure all regulatory guidelines are maintained by the clients and every compliance norms are followed by the clients as per the credit guidelines(3) Need to keep the portfolio hygiene in control along with ensuring the relationship results in wallet share increase by means of cross selling in Insurance, Self funding and FX/Trade Basic renewal proposal CAM need to be put in by the concerned

Keyskills :
working capital managementcredit

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